Our Privacy Policy

By using the Bradley-hoover.com website, and services (collectively, the “Services”), you consent to the following privacy policy. Your right to privacy and control over your personal information is important to us at Bradley-hoover.com and our downloadable mobile applications (collectively, the “Site”). To ensure that you understand how we collect and use personal data as part of the Services, please note the information below.

  1. RESPONSIBLE BODY

Responsible body for the collection, processing, and use of your personal information through the Services is

Bradley-hoover.com

ADDRESS

8000 Research Forest Drive

Ste. 115 PMB 1282

The Woodlands, Texas 77382

For any questions about privacy in connection with the Services, you can always contact us using the contact information above.

2. INFORMATION WE COLLECT  

a.      INFORMATION WE COLLECT DIRECTLY FROM YOU

We may collect information directly from you when you use our Services for example, when you register to become a member, when you link your third-party financial accounts, when you transfer money, or when you fill out calculators, forms or other fields on our Site. In such cases, we may ask you to provide us with one or more of the following pieces of information:

Name, Email address, Mailing address, Phone number, Date of birth, Social Security number, Your registration information, such as a username and password, Your third-party financial account information, such as an ID and password, Your financial information, such as investments, income, expenses, investible assets, investing risk tolerance or other similar types of information, Information about your job or business, Age, gender, or other similar demographic information when such information is relevant to a particular financial product or service you have requested (for example, when requesting auto insurance rates or using retirement planning calculators), When you communicate with us, either by email, phone, or other means of communication, we may also collect the content of these communications, including but not limited to recordings of phone calls where permitted by law.

Please note: We do not store your third-party financial account ID or passwords. Instead, we securely pass this information to our third-party partners when you request Services that require us to confirm your identity, when you request to prequalify for their products, and/or to provide you with access to your financial information on our Site.  

3. INFORMATION COLLECTED BY SITE

a.      INFORMATION COLLECTED

When you visit the Site, use the Services, or open an email from Bradleyphoover.com, we may automatically receive and record certain information from your computer, web browser and/or mobile device, including without limitation:

·        IP address or other device address or ID.

·        Web browser and/or device type.

·        Geolocation data, including if you use the Site on a mobile device.

·        Hardware and software settings and configurations.

·        Web pages or sites that you visit just before or just after visiting the Site.

·        Pages you view on the Site.

·        Your actions on the Site, including the electronic path you take to our Site, through our Site and when exiting our Site, as well as your usage and activity on our Site, such as the links and objects you view, click or otherwise interact with.

·        Dates and times that you visit, access, or use the Services.

b.      COOKIE INFORMATION

  When you use our Services, we may send one or more Cookies (which are small text files containing a string of alphanumeric characters) to your computer or mobile device.  We may use both Session Cookies and Persistent Cookies.  A Session Cookie disappears after you close your browser. A Persistent Cookie remains after you close your browser and may be used by your browser on subsequent visits to the Services. Persistent Cookies can be removed.  Please review your web browser “Help” file to learn the proper way to modify your Cookie settings. If you delete, or choose not to accept, Cookies from the Services, you may not be able to utilize the features of the Services to their fullest potential.

c.      THIRD-PARTY WEB BEACONS AND THIRD-PARTY BUTTONS

We may implement third-party advertising or other content on the Site that may use clear GIFs or other forms of web beacons, which allow the third-party content provider to read and write Cookies to your web browser in connection with your viewing of the third-party content on the Site. Additionally, we may implement third-party buttons (such as Facebook “like” or “share” buttons) that may allow a third party to collect information about you through their browser Cookies, even when you do not interact with the button.

We also engage third-party partners and vendors like Google Analytics and others, who provide analytics and advertising services, to assist us in providing you the Site and our Services. We allow these third parties, including nonaffiliated business partners, advertising networks, analytics providers, and other advertising service providers, to automatically collect Clickstream Data and other information about your online activities on the Site and across your browsers and devices using cookies, web beacons, mobile advertising identifiers and other technologies. For example, we may use third-party analytics tools to help us understand and record the electronic path you take to our Site, through our Site and when exiting our Site, as well as your usage and activity on our Site, such as the links and objects you view, click or otherwise interact with. We use this data for our own analytics and advertising purposes, as well as to facilitate partner relationships and your interactions with other third parties. In addition, certain of our third-party partners may use this information to display online advertisements tailored to your interests and preferences across your browsers and devices, to conduct ad campaign measurement and website analytics, to detect, prevent and report fraud, or to carry out their own business and commercial purposes.

Where information collected through web beacons, buttons, and similar technologies is collected directly by third parties, their collection and use of information is subject to that third party’s own privacy policies.

d.      INFORMATION FROM OTHER SOURCES

  We may also obtain information about you from third-party sources, such as our business partners, referral partners or advertisers. We may also, at your direction, receive credit reports or scores from consumer reporting agencies or third-party services that provide a mechanism to share information you have provided to the third party through the use of an application program interface (API), such as Facebook Connect or the Twitter. If we combine or associate information from other sources with your information that we collect through the Services, we will treat the combined information in accordance with this Privacy Policy, the Terms, and applicable law.

4. HOW WE USE YOUR INFORMATION

Your information is an integral part of our services, and we use it in many ways in the Services and running our business. We use the information you provide, for example:

i. To provide you the Services you request and enable non-affiliated third parties to provide additional services to you.

ii. To operate, maintain and improve the Services and create new features and functionality.

iii. To understand and analyze usage trends and preferences of our users across different devices.

iv. For fraud detection and information security.

v. We may use your e-mail address or other personal information to contact you for administrative purposes such as customer service and/or to send you promotional materials, offers, and/or messages related to the Services and the activities of third parties we work with. Generally, you can opt out of receiving promotional communications, through links provided in the messages, by updating your account preferences through the Services, or by contacting us directly at 

[email protected].

vi. We may use Cookie Information and Automatically Collected Information to maximize our services, such as remembering your information so that you will not have to re-enter it during your next visit. We may provide customized advertisements, content, and information across your devices, we may monitor and analyze the effectiveness of Services and third-party marketing activities, we may monitor aggregate site usage metrics such as total number of visitors and pages viewed and track your entries, submissions, and status in any promotions or other activities.

5. HOW WE SHARE YOUR INFORMATION We may disclose your information in connection with providing the Services and the operation of our business. For example, we may share personal information, such as name, email, address, other identifying information, with nonaffiliated third-party service providers to verify your identity in connection with your use of certain aspects of the Services. For example, we may ask for your Social Security number, or a portion of it, to verify your identity in connection with services that enable you to see your current credit score or other financial information.

We may share information collected directly from you with nonaffiliated third-party lending partners or third-party service providers in connection with your use of specific aspects of the Services.

  6. UPDATING YOUR MEMBERSHIP INFORMATION

  When you have registered for a Bradley-hoover.com account, you may update or correct your profile information and preferences at any time by accessing your account through the Site.

  We will not delete information about you upon deactivation of your account. Although your deactivated status is reflected promptly in our user databases, we may retain the information you submit for a variety of purposes, including legal compliance, backups and archiving, prevention of fraud and abuse, and analytics. Upon deactivation, you will no longer receive emails from us and links to third-party financial accounts, and Services will automatically terminate.

If you do not wish to receive email offers or newsletters from us, you can opt out of receiving emails from us (except for emails related to the completion of your registration, correction of user data, change of password, and other similar communications essential to your transactions through the Services) by using the unsubscribe process.

7. OUR COMMITMENT TO DATA SECURITY

We use certain managerial, and technical safeguards that are designed to protect the integrity and security of your information. We cannot, however, ensure or warrant the security of any information you transmit to us through the Services or store on the Site, and you do so at your own risk.

8. LOCAL AND INTERNATIONAL VISITORS

The Service is hosted in the Texas, United States and is intended solely for visitors located within this country. The information we provide, and the third-party products and services featured are tailored for this country market only. You agree that if you choose to use the Services from outside this region you will be transferring your information outside of your region to other parts of world for storage and processing.

9. MERGER OR SALE

Bradley-hoover.com reserves the right to transfer or assign the information that we have collected from users in connection with a corporate transaction, such as a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.

10. CHANGES AND UPDATES TO THIS PRIVACY POLICY

We reserve the right to make changes to this Privacy Policy at any time. We will notify you about material changes in the way we treat your information, including by placing a prominent notice on the Site or by sending you an email so that you can choose whether to continue using the Services or not. Please revisit this page periodically to stay aware of any changes to this Privacy Policy.

11. OUR CONTACT INFORMATION

Please contact us with any questions or comments about this Privacy Policy, your personally identifiable information, our use and disclosure practices, or your consent choices by e-mail at [email protected].

Address:

8000 Research Forest Drive

Ste. 115 PMB 1282

The Woodlands, Texas 77382

Thank you for reviewing our Privacy Policy.

Our Terms and Conditions

1. Introduction

Welcome to bradley-hoover.com. These Terms and Conditions outline the rules and regulations for the use of BP Hoover Enterprises's Website, located at bradley-hoover.com.

By accessing this website we assume you accept these terms and conditions. Do not continue to use bradley-hoover.com if you do not agree to take all of the terms and conditions stated on this page.

2. Intellectual Property Rights

Unless otherwise stated, BP Hoover Enterprises and/or its licensors own the intellectual property rights for all material on bradley-hoover.com. All intellectual property rights are reserved. You may access this from bradley-hoover.com for your own personal use subjected to restrictions set in these terms and conditions.

3. Restrictions

You are specifically restricted from all of the following:

Selling, sublicensing, and/or otherwise commercializing any website material. Using this website in any way that is or may be damaging to this website. Using this website in any way that impacts user access to this website. Engaging in data mining, data harvesting, data extracting, or any other similar activity in relation to this website.

4. Your Content

In these terms and conditions, “Your Content” shall mean any audio, video text, images, or other material you choose to display on this website. By displaying Your Content, you grant BP Hoover Enterprises a non-exclusive, worldwide irrevocable, sub-licensable license to use, reproduce, adapt, publish, translate, and distribute it in any and all media.

5. No Warranties

This website is provided “as is,” with all faults, and BP Hoover Enterprises express no representations or warranties, of any kind related to this website or the materials contained on this website.

6. Limitation of Liability

In no event shall BP Hoover Enterprises, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this website whether such liability is under contract. BP Hoover Enterprises, including its officers, directors, and employees shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this website.

7. Indemnification

You hereby indemnify to the fullest extent BP Hoover Enterprises from and against any and all liabilities, costs, demands, causes of action, damages, and expenses arising in any way related to your breach of any of the provisions of these terms.

8. Severability

If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

9. Variation of Terms

BP Hoover Enterprises is permitted to revise these Terms at any time as it sees fit, and by using this website you are expected to review these Terms on a regular basis.

10. Assignment

BP Hoover Enterprises is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification.

11. Entire Agreement

These Terms constitute the entire agreement between BP Hoover Enterprises and you in relation to your use of this website and supersede all prior agreements and understandings.

12. Governing Law & Jurisdiction

These Terms will be governed by and interpreted in accordance with the laws of the State of Texas, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Texas for the resolution of any disputes.

13. Changes and update to these Terms and Conditions

We reserve the right to make changes to these Terms and Conditions at any time. We will notify you about material changes in the way we treat your information, including by placing a prominent notice on the Site or by sending you an email so that you can choose whether to continue using the Services or not. Please revisit this page periodically to stay aware of any changes to these Terms and Conditions.

14. Our Contact Information

Please contact us with any questions or comments about these Terms and Conditions, your personally identifiable information, our use and disclosure practices, or your consent choices by e-mail at [email protected].

Address:

8000 Research Forest Drive

Ste. 115 PMB 1282

The Woodlands, Texas 77382

Thank you for reviewing our Terms and Conditions.